Limited vs. General Power of Attorney

The term power of attorney is commonly heard in the estate planning industry. Still, many people don’t understand what it means. In this article, we’ll discuss the difference between a limited and general power of attorney. This will help you when talking about your estate planning options with your probate attorney. So, let’s dive right in!

 

What Is a Power of Attorney?

 

A power of attorney is basically a legal document that gives power to a person (an agent) to take actions and make legal decisions on behalf of someone else (a principle). There are several reasons for creating a power of attorney, including being ill, disabled, or otherwise incapable of making decisions for yourself.

 

A power of attorney ends when the principle dies, revokes the document, or the agent is no longer able to carry out their duties. The details and length of an agent’s legal power and authority are specified in the power of attorney document.

 

There are several different types of power of attorney. Two of the most common are a limited power of attorney (LPOA) and general power of attorney (GPOA). LPOA and GPOA are completely opposite of each other. Here’s how:

 

Limited Power of Attorney

 

An agent, given the limited power of attorney, can act on the behalf of a principle in specific events and matters. This can include retirement account management, single real estate transactions, or simpler matters such as motor vehicle sales, etc. The limited power of attorney also restricts the length of time an agent has to carry out his or her duties. The specific details of a limited power of attorney are all included in the legal documentation.

 

Before signing the document, both parties should be aware of what is specified in the contract. The LPOA is further divided into two types based on particular circumstances.

 

  • Springing power is typically used in matters such as will or family trust funds.
  • Durable LPOA means that the agent can continue to perform legal actions on behalf of the principle even if the principal is dead. Most LPOAs are non-durable, meaning the agent loses his or her power with the client’s death.

 

 

General Power of Attorney

 

In a general power of attorney, the agent is given a broad grant of power by the client. This is why this is also referred to as a universal power of attorney. Under the general power of attorney, the attorney-in-fact can manage almost every matter and do everything that a principle would typically do for themselves. Thus, the general power of attorney is a compelling document.

 

Even though general powers of attorney allow the agent to command a lot of power and authority, some decisions and actions are taken by the principle. For example, the last will and testaments. Additionally, the POA cannot vote on behalf of the client or take legal actions that require legal or specialist approval, such as medical decisions, without specific documentation.

 

LPOA and GPOA can be different based on different states. Therefore, it is always best to consult your lawyer before handing legal authority over to a third party.

 

Contact Derryberry & Associates for a Free Consultation

 

If you need assistance creating a power of attorney, our reliable Lancaster probate attorneys are here to help. Contact us today to schedule a free consultation.

 

Top 3 Ways to Improve Your Roof’s Energy Efficiency

Surviving extreme weather conditions easily in the comfort of your home is a top priority for anyone who has ever had to weather the storm. Surviving extreme weather conditions while saving money adds even more to your comfort level.

 

Your roof is the first line of defense against unpredictable and extreme weather conditions. Protecting the people and belongings inside your home is the most critical function of your roof. Still, you can find an option that does the job and is energy efficient, saving you money over time.

 

Improve Your Roof’s Energy Efficiency

 

Here are three ways to improve the energy efficiency of your roof.

 

1.   Select the Right Materials

 

Roofing materials differ for a variety of reasons, from weather-resistant properties to cost and visual appeal. You want to pick an option that functions well and complements the look of your home. Still, you need to consider the location of your home, the local climate, versatility, and durability. But did you know that certain roofing materials can save home energy as well? Metal roofs, for example, reflect more light, reducing your home’s cooling costs. Talk to your roofing company for recommendations on roofing materials that can save on your home’s energy usage.

 

2.   Consider Ventilation and Insulation

 

The design of your roof can give your house some excellent curb appeal. Still, you also need to consider ventilation and insulation in your design. While you might not want to see the appearance of gaps or cracks, proper air ventilation is required to regulate the inside temperatures of your home. Without adequate ventilation, your house can require excess energy to keep the inside at a comfortable temperature.

 

Additionally, insulation can help control internal temperatures. With the proper insulation, you can maintain the comfort of your home without increasing energy use. Talk to your local roofing company to see how you can improve the ventilation and insulation of your roof to benefit from better energy usage.

 

3.   It’s All About Color

 

 

Believe it or not, the color of your roof impacts more than just the look of your home. The lighter the color of your roofing materials, the less heat is absorbed by your roof. Less heat absorption makes your home airier and cooler. This will lower your need to crack up the air conditioning unit and save you energy in the long run.

 

If you live in a warm area, choose a light color for your roof. You can also talk to your local roofer about applying a cooling coating to your roofing materials to impact your home’s temperature and energy usage.

 

Choosing suitable materials, ensuring proper ventilation and insulation, and picking the right color for your roof can help improve your home’s energy efficiency. Follow the tips mentioned above to increase the energy efficiency of your roof and cut costs on your energy bills.

 

Contact a Local Upland Roofer to Improve the Energy Efficiency of Your Roof

 

If you want to explore ways to increase your roof’s energy efficiency, Custom Roof Company is here to help. Contact us today to schedule an appointment with a reliable Upland roofer.

 

Easing the Stress of Long-Term Pet Boarding

Long-term boarding can create a significant amount of stress and anxiety for your pet. While you might feel anxious yourself, your pet doesn’t know what is going on, where you went, and if or when you are coming back.

 

If you need to board your dog for long periods, it’s vital to help ease their stress. Let’s look at some helpful tips to reduce your dog’s stress and keep them comfortable during long-term boarding.

 

4 Tips to Keep Your Pet Comfortable During Long-Term Boarding

 

These tips can be a great help to you and your pet during long-term boarding.

 

1.   Schedule a Short-Term Boarding Trial

 

A boarding trial is one of the most effective ways to ease your dog’s stress. Consider boarding your dog for at least 24 hours in your boarding facility. This is particularly important if you are boarding your dog in a new place or environment. As soon as the dog gets comfortable there, you can leave them for long-term boarding. Talk to your local pet boarding facility to see what they offer to keep your dog comfortable. The more accommodating they are, the better care you can expect for your pet.

 

2.   Keep Your Dog Comfortable

 

If you are sending your dog for long-term boarding, make sure to take extra steps to keep them comfortable. Do your best to stay calm. The more fuss you make over leaving your dog, the more anxious they will feel. Make sure to send your dog with extra items from home that comfort them. For example, send their blanket, favorite toys, treats, and dog food. You can also send a t-shirt or other fabric item that has your scent. Just as young children bring their favorite things when they go on vacation, your dog will feel their best if they have items from home to keep them calm.

 

3.   Develop Healthy Sleeping Habits

 

If your work or personal life will have you frequently placing your dog in a long-term boarding facility, be sure to help them develop healthy sleeping habits from a young age. While it might make you feel good to have them sleep in your bed, this won’t be helpful for dogs with this type of lifestyle. Teach them to sleep alone, either in a crate or on their own bed. Dogs who are used to sleeping with their owners can experience a significant amount of anxiety during the night at a long-term boarding facility.

 

4.   Talk to Your Dog’s Veterinarian

 

Before you leave your dog, make sure they are up-to-date with all their shots. You can also have a quick health check to be sure nothing is bothering them. Even if your dog is at a good boarding facility, they can be exposed to new germs that can make them sick. The last thing you want is for your dog to get sick while you are away. Talk to your veterinarian about supplements or vitamins your dog can take to achieve optimal health.

 

Contact Chino’s Caring Kennel for Your Long-Term Pet Boarding Needs

 

If you need a reliable, caring Anaheim pet boarding facility, we’re here to help. Contact Chino’s Caring Kennel to discuss your needs with one of our compassionate team members.

 

How to Prepare for Drain Cleaning Services

Most people know how irritating it is when drains become clogged with hair, dirt, and debris. It’s a problematic situation when buildup worsens until it keeps your drains from functioning correctly. In addition, drain buildup can lead to significant plumbing issues, such as pipe leaks. Leaking pipes can cause substantial water damage that moves into your walls and ceilings, impacting your entire property.

 

The best way to handle clogged drains is to invest in a routine drain cleaning service. So, it’s better to regularly clean your drains to avoid more severe issues. This article will discuss the steps you need to take to prepare for your drain cleaning services.

 

How to Prepare for Drain Cleaning Services

 

Drain cleaning is one of the most valuable plumbing services you can invest in, as it keeps your plumbing system working efficiently. Hiring a professional drain cleaning service to clean your drains once a year is a great way to prevent significant plumbing issues. Before your plumbers arrive, follow these tips to make the process fast and easy.

 

Clear the Path around the Access Point

 

Before your plumber arrives, make sure to remove anything in their path. A local plumber may have difficulty cleaning your drains if your property is crowded. Instead of going directly to work, they’ll have to spend time clearing a path to get where they need to be.

 

Make sure the plumber has easy access to your plumbing system. To allow your plumber to move drain cleaning equipment in and out quickly, the workspace should be at least three feet wide. Remove everything that might get in the way of your plumber’s job, such as toiletries and cleaning materials. It will make it easier for the plumber to access your system safely and efficiently.

 

Inspect Your Drains

 

Clogs in the drain might signal several issues. Before you schedule a professional drain cleaning service, make sure you examine your drains. Make a note of drains that appear to have a low water pressure or drain slowly. A thorough examination will identify both existing and prospective problems. You can provide a detailed explanation of your plumbing issues to the plumber when they come. Then, they’ll be able to go right to the source of any potential problem before it escalates.

 

Refrain from Using Drain Cleaner Chemicals

 

Chemical drain cleaners are highly hazardous and produce poisonous gases that endanger human health and harm the environment. Chemical drain cleaners are also quite corrosive, which can cause damage to your pipes. So while it might seem like a great idea to attempt to clear your drain blockages on your own using a chemical cleaner, it can worsen the problem.

 

If you need to clear a blockage before your plumber arrives, pour a homemade cleaning solution down your drain. For example, a baking soda and vinegar solution can be used to break down some blockages. It might not clear your clog entirely, but it will make your plumber’s job easier.

 

Contact Antelope Valley Plumbing for Your Drain Cleaning Services

 

If you need a reliable Palmdale drain cleaning service, Antelope Valley Plumbing is here to help! Contact us today to schedule an appointment for our professional drain cleaning services.

 

 

How to Get Rid of Styes?

Styes are a common eye issue that can create a great deal of discomfort for patients. While they usually go away on their own within 7 to 10 days, most patients look for immediate relief. If you have a sty, it’s vital not to pop, squeeze or touch it. This can lead to significant eye issues and even infection.

 

Let’s take a look at some at-home treatment options for styes and how to get rid of them.

 

Tips to Get Rid of Styes

 

Here are some easy ways to treat styes at home.

 

1.   Use a Warm Compress

 

Place a warm compress on your eye to bring the pus to the surface. This will help the sty drain naturally. You can wet a clean washcloth with warm water and gently place it over your eye for five to ten minutes at a time. Over-the-counter products can be heated and placed over the eye to bring out the pus more quickly.

 

2.   Clean Your Eyelid with Mild Soap and Water

 

Since styes are pus-filled pockets on the eyelid, it’s essential to keep them clean if you want to avoid infection. Clean your eyelids with mild soap and warm water. This can help fight bacteria that are commonly found around the eyes.

 

3.   Use a Warm Tea Bag

 

Black tea possesses antibacterial properties that help reduce swelling. That’s why using a warm tea bag twice a day can be highly beneficial in speeding the process of healing your sty.

 

4.   Take OTC Pain Medication

 

Since many styes can be painful, taking over-the-counter pain medication like acetaminophen or ibuprofen can help ease the discomfort.

 

5.   Use Antibiotic Ointment

 

If your sty breaks and leaves an open wound, use an antibiotic ointment to prevent infection.

 

6.   Avoid Contact Lenses

 

Wearing contact lenses can worsen the issue. If you wear contact lenses, try to go without them until your sty goes away.

 

7.   Massage the Area

 

Gentle massaging your eyelids with either clean hands or a warm compress can sometimes help ease the pain of a sty. Stick to gentle massage and stop if you experience any discomfort.

 

Preventing Styes

 

You can prevent styes with the following tips:

 

  • Remove your eye makeup every night.
  • Wash your eyelids with mild soap daily.
  • Always wash your hands before touching your contacts.
  • Bacteria can grow on makeup. So, replace your eye makeup every 2-3 months and never share makeup with anyone else.
  • Avoid rubbing your eyes if they are itchy, especially if you have not just washed your hands.
  • Avoid sharing towels or masks with other people.

 

When to Call an Eye Doctor

 

While styes aren’t typically caused for concern, you should call a doctor if you experience the following:

 

  • Your eye doesn’t get better after a few days
  • Your sty gets worse
  • Your entire eye begins to hurt
  • It’s affecting your vision
  • Your eyelid swells up or gets very red
  • If your eye doesn’t open all the way
  • Your sty is internal, and home remedies are not working
  • If the sty continues to get larger
  • If thick pus or blood is coming from the sty

 

Contact Antelope Valley Eye Care for All Your Needs

 

If you need a reliable eye doctor in Palmdale, we’re here to help. Contact Antelope Valley Eye Care for all your eye health needs.

 

5 Steps for Improving Your Credit Score on Your Own

Having a good credit score is essential throughout many aspects of life. While ignoring financial problems might seem like the best way to handle stress at the moment, failing to pay your bills on time can have significant consequences in the long run.

 

Bad credit causes financial harm, increased insurance and credit rates, and even the inability to get a car or house. The good news is that you can work to improve your credit over time. However, you need to avoid future financial problems if you want to get ahead of your poor credit. In this article, we’ll go over some steps you can take to improve your credit score on your own before consulting a professional.

 

5 Steps to Improve Your Credit Score

 

Here are some steps you can take on your own to improve your credit score:

 

1.   Work on Your Credit History

 

One of the most vital components of your credit score comes from your credit history. Your credit history is based on the information that your creditors share with credit bureaus. This includes late payments, balances, debt to income ratio, terms of financing, and how long you’ve had an account.

 

2.   Secure Credit Cards

 

Whether you are just getting started with building new credit or you need to repair poor credit from the past, securing a credit card is a significant step to improve the health of your credit score. Once you get a credit card, keep your balance low. Be sure to pay at least the minimum amount due on or before your due date. If you don’t qualify for a credit card, consider taking out a secure card. While this requires you to put in a deposit that the credit card company will hold, these cards are a great way to prove that you’ve gotten better at handling your debts.

 

3.   Get a Co-Signer

 

If you need to get a loan with poor credit or no credit history, consider finding a co-signer. This can help you improve your credit significantly. Keep in mind that your co-signer is responsible for any payments you miss. So, make sure you pay your balance on time.

 

4.   Pay Your Bills on Time

 

Paying your bills on time is one of the most important ways to improve your credit. Pay your bills before they are due and keep any debts, credit lines, or loans in good standing. Late payments are recorded on your credit report and stay there for a long time. They can negatively impact your credit score, so be sure to pay your bills on time.

 

5.   Credit Utilization

 

Another thing to keep an eye on is your credit utilization. If your account balance is more than 30% of your available credit, it can negatively impact your credit score. To improve your credit score, keep your account balances less than 30% of your available credit. If possible, pay off your credit cards each month to further improve your credit score.

 

Contact All American Financial Services for Your Refinancing Needs

 

Improving your credit score is a vital step in refinancing your mortgage. If you need additional advice on improving your credit, All American Financial Services is here to help. Contact us today for all your Lancaster refinancing needs.

5 Ideas for Fencing Instead of Your Traditional Picket Fence

Your privacy to your yard and home is one of the most important things to any household. A regular fence does get the job done in creating that privacy, but sometimes one may wonder, “Could I have a more fashionable, creative fence than that normal, plain picket or chain fence?” Most people wouldn’t bother too much with trying to create a new and crazy fence, but there are numerous options that will allow the homeowner to create a new fence that is unique to their style and household.

 

 

Here are 5 ideas for fencing that aren’t your traditional picket fence.

 

 

Woven Bamboo

 

Of all your different options for fencing, there are multiple ways to look for individuality when comparing it to your neighbors. Most people, when looking for a newer kind of fencing, turn towards plants to give off that new and improved feel. This type of fencing takes those plants and creates another more unused type of fencing. This fence takes bamboo that has already grown and weaves it together to create a simple and unique fencing.

 

 

Plants Alongside a Softer Barrier

 

This fencing, much like the previous, takes into account that plant fencing is a more unique and simple type of fencing. This fencing is where you plant taller plants alongside a simple and softer fence that helps create this double barrier as well as a unique look to your yard. It is a very calm way to create a new kind of fence that is both beautiful and unique.

 

 

Reclaimed Wood

 

A great way to create a new and fun fence as well as recycle old materials is to use reclaimed wood as your fence. It is also easy to customize your fence to any color using a stain or a paint. This type of fencing is not used commonly throughout neighborhoods so it does create a fence that isn’t like your traditional fence.

 

 

Freestanding Bamboo

 

Bamboo, in itself, is a wonderful way to create a new and uncommon fence. Bamboo is a thick plant when planted correctly and creates a very natural and calming feel in any yard when used as a fencing. It is not the cheapest, but it is a beautiful fence nonetheless. Bamboo is also a very sturdy and strong plant that will help make sure that your fence does not move or go anywhere for a very long time.

 

 

Panels with a Fresh Coat of Paint

 

Although not as uncommon as the other kinds of fencing, this kind of fencing does help create a very unique fence when done correctly. When using any kind of materials for fencing, putting a new and fresh coat of paint along the panels helps create a unique and special feel to any home, yard, or fence. It is also possible to use recycled materials for the panels of the fence to help the environment and make the fence even more unique and special.

 

 

 

Contact A&A Fence Company for all of your fencing needs

 

If ever in need of help building or creating a fence, contact this company for all of your Temecula fencing needs.

Car Washing Tips

Nothing spruces up your car like a good wash. Whether you’re getting ready to sell your car or you’re going somewhere nice, washing your car the right way will leave it looking brand new. Additionally, washing your vehicle regularly is an integral part of any solid vehicle maintenance plan. It extends the life of your car and keeps it in top shape.

 

While the process can be time-consuming, many people find it fun and therapeutic. Regardless of how you feel about washing your car, you have options. Whether you go to a professional car wash or wash your car at home, the important thing is that you keep it clean. Let’s take a look at some excellent car washing tips for those who want to avoid the professional car wash and handle the task at home.

 

Car Washing Supplies

 

If you want to start washing your car at home, you can get the whole family involved. It’s actually a great activity that clears your mind and leaves your vehicle in pristine condition. However, before you get started, you’ll need to gather the following items:

 

  • Plenty of Water
  • Bucket
  • Car Shampoo
  • Nozzle Hose
  • Washing Mitt
  • Wheel Brush
  • Wheel Shine
  • Car Wax
  • Paper Towels
  • Window Cleaner

 

Car Washing Tips

 

One important thing to remember is that you should not wash your car under direct sunlight. Try cleaning it early in the morning or late evening. You should also avoid washing near a dusty road or on a windy day.

 

Let’s go through some great tips to help you through each stage of the car wash.

 

Prepare for Your Wash

 

  • Park the car out of direct sunlight.
  • Make sure all windows are closed, so the interior can not get wet.
  • Pull windshield wipers away from the windshield.
  • Gather your supplies and organize them to take on the project more efficiently.

 

Pre-Cleaning

 

  • Ensure you pre-clean the car from significant dust, dirt, and debris using a hose to wash it down simply. This will help you avoid scratches or damage to the paint.
  • If you have one, use a foam gun or hand frother to foam the car, this will loosen the dirt.

 

Cleaning

 

  • Once the car is completely wet and the foam layer has been applied, the first step of car washing should be cleaning wheels.
  • Use a nozzle hose to increase water pressure. The increased pressure will lift and wash away all the dirt.
  • Use a wheel brush and wheel detergent to clean your tires.
  • Make sure to clean dirt from the brakes when you are working on the tires.
  • Use mild car shampoo and a microfiber washing mitt to clean the car. Use side-to-side motions when washing, not circular ones.
  • Avoid using a nozzle at 0 degrees to prevent car damage
  • Make sure you hit every part of the car, including the roof, wheel carriages, and bumpers.
  • Once you’ve cleaned every part of the vehicle, use your hose to rinse it down thoroughly. Make sure all soap has been eliminated from your car.

 

Drying

 

  • Use microfiber cloths to dry your vehicle.
  • Do not let the sun dry it because it can leave streaks or marks on the paint.
  • Make sure to dry your vehicle thoroughly before moving on to the next step.

 

 

Protect and Finish

 

  • Use a clean microfiber towel to clean all windows, mirrors, windshields, and glass with glass cleaner.
  • Do not use products that attract dirt.
  • To give the car an extra layer of protection, wipe it again with a clean microfiber towel.
  • Finally, spray your tires with a tire shine and apply a thin coat of wax to your vehicle. This should always be done using circular motions.

 

Contact A&A Any Car for More Tips

 

If you want more tips for your vehicle maintenance, A&A Any Car is here to help. Contact us to speak to a reliable Apple Valley auto repair professional today.